By using our website and services, you agree to the following terms:

• Services Provided: Kos Wealth Management Limited provides wealth management services subject to applicable laws and regulations.

• Client Responsibilities: You agree to provide accurate and complete information and comply with the terms outlined in your agreement with us.

• Fees and Payments: Clients must pay all agreed-upon fees as per the fee schedule provided during the onboarding process.

• Limitation of Liability: We are not responsible for losses arising from market fluctuations or decisions made based on our advice.

• Governing Law: These terms are governed by the laws of HKSAR. Any disputes will be resolved in accordance with these laws.